Terms of Service
Last updated: June 2026
1. Acceptance of Terms
By accessing and using SmartCalcTools, you accept and agree to be bound by the terms and provisions of this agreement.
2. Educational & Informational Purpose Only
The tools provided on this website, including but not limited to the Islamic Finance Calculators (Zakat, Murabaha, Mudarabah, Islamic FIRE), are for educational and informational purposes only.
**No Financial or Religious Advice:** We are not certified financial planners, nor are we Islamic scholars (Muftis). The results generated by our calculators are mathematical approximations based on general guidelines (e.g., AAOIFI standards). You must consult a qualified scholar or financial advisor before making actual financial decisions.
3. 'As Is' Service
Our services are provided 'as is' without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, or non-infringement. We are not liable for any calculation errors or direct/indirect damages arising from the use of our tools.